FINANCIAL: CREDIT REPORTS, CREDIT CARDS

Most people know that their credit score is used to determine the interest rate they pay on mortgages, car loans, and credit cards. But in today's economy, your credit score is also used by insurance companies and potential employers to decide whether you get insurance or a job offer. And if you're a renter, your credit score is used by most landlords.

This is why every adult should monitor their credit score and credit file to make sure that it is accurate. Mistakes are fairly common and they are usually easy to fix, but you have to watch for them so you will have time to get them fixed before applying for loans, insurance, or a new job. (This usually takes 30-60 days.)

Use the Credit Reports link below to get a 7 Day Trial for only one dollar. When the trial has ended, it only costs $19.95 per month to continue monitoring your credit file and score.

After you have verified that your credit score and credit file are accurate, use the free Credit Card Match service below to find a credit card with lower rates and/or better rewards than the card you are currently using. (There is no obligation for this: you don't have to accept any credit cards they match you with.) If you do get another card, don't cancel the old one or your credit score may drop; just stop using the old card.

Credit Reports - Free Credit Score

My Credit Card Match